<div dir="ltr">No frankly that is a ludicrous interpretation. And paying any more interest that we have to in member money (OPM) is even moreso.  This is why members view this body with distrust.<div><br></div><div><br class="gmail-Apple-interchange-newline">-- <br><div><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div><font size="4" face="arial, helvetica, sans-serif" color="#666666"><b>In Liberty,</b></font></div><div><font size="4" face="arial, helvetica, sans-serif" color="#666666"><b>Caryn Ann Harlos</b></font></div><div><font size="1">Region 1 Representative, Libertarian National Committee </font><span style="font-size:x-small">(Alaska, Arizona, Colorado, Hawaii, Kansas, Montana, Utah, Wyoming, Washington) - <a>Caryn.Ann. Harlos@LP.org</a></span></div><div><span style="font-size:x-small">Communications Director, <a href="http://www.lpcolorado.org/" target="_blank">Libertarian Party of Colorado</a></span></div><div><span style="font-size:x-small">Colorado State Coordinator, <a href="http://www.lpradicalcaucus.org/" target="_blank">Libertarian Party Radical Caucus</a></span></div><div><br></div></div></div></div></div></div></div></div></div><div class="gmail_extra"><br><div class="gmail_quote">On Sun, Nov 27, 2016 at 8:22 PM, Ken Moellman <span dir="ltr"><<a href="mailto:ken.moellman@lpky.org" target="_blank">ken.moellman@lpky.org</a>></span> wrote:<br><blockquote class="gmail_quote" style="margin:0 0 0 .8ex;border-left:1px #ccc solid;padding-left:1ex"><div style="font-size:10pt;font-family:Verdana,Geneva,sans-serif">
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<div>I'm just pointing out that there are other items that also need attention.  As an alternate, I probably won't get a vote anyway.</div>
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<div>If we are to take the strictest interpretation of 2.03.17, we should lay off all of the staff and put their salaries toward the building debt as well. However, I would suggest that doing so would be a foolish approach.</div>
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<div>Putting off IT infrastructure upgrades is only going to make the inevitable more painful in the long-term.</div><span class="">
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<div>---<br>
<p>Ken C. Moellman, Jr.<br>LNC Region 3 Alternate Representative<br>LPKY Judicial Committee</p>
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</span><div><div class="h5"><p>On 2016-11-27 22:06, Caryn Ann Harlos wrote:</p>
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<div dir="ltr">Further the bequest rules make it a no-brainer in my view.
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<div><span style="color:#666666;font-family:arial,helvetica,sans-serif;font-size:large"><strong>In Liberty,</strong></span></div>
<div><span style="color:#666666;font-family:arial,helvetica,sans-serif;font-size:large"><strong>Caryn Ann Harlos</strong></span></div>
<div><span style="font-size:xx-small">Region 1 Representative, Libertarian National Committee </span><span style="font-size:x-small">(Alaska, Arizona, Colorado, Hawaii, Kansas, Montana, Utah, Wyoming, Washington) - <a href="mailto:Caryn.Ann.Harlos@LP.org" target="_blank">Caryn.Ann. Harlos@LP.org</a></span></div>
<div><span style="font-size:x-small">Communications Director, <a href="http://www.lpcolorado.org/" target="_blank">Libertarian Party of Colorado</a></span></div>
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<div><span style="font-size:x-small">Colorado State Coordinator,</span><span style="font-size:x-small"> </span><a style="font-size:x-small" href="http://www.lpradicalcaucus.org/" target="_blank">Libertarian Party Radical Caucus</a></div>
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<div class="gmail_quote">On Sun, Nov 27, 2016 at 8:04 PM, Caryn Ann Harlos <span><<a href="mailto:carynannharlos@gmail.com" target="_blank">carynannharlos@gmail.com</a>></span> wrote:<br>
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<div dir="ltr">Hi Ken, while I appreciate that, our Policy Manual puts the building pay-off as a priority.  We can always find an excuse to put that off.  I will not.  If we are going to expect our government to follow commitments and shed debt, we must.  The IT infrastructure that exists - existed at the same time we got the mortgage.  We sold the idea of the mortgage to members on a certain committement and vision, and I fully intend to keep it.
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<div><span style="color:#666666;font-family:arial,helvetica,sans-serif;font-size:large"><strong>In Liberty,</strong></span></div>
<div><span style="color:#666666;font-family:arial,helvetica,sans-serif;font-size:large"><strong>Caryn Ann Harlos</strong></span></div>
<div><span style="font-size:xx-small">Region 1 Representative, Libertarian National Committee </span><span style="font-size:x-small">(Alaska, Arizona, Colorado, Hawaii, Kansas, Montana, Utah, Wyoming, Washington) - <a href="mailto:Caryn.Ann.Harlos@LP.org" target="_blank">Caryn.Ann. Harlos@LP.org</a></span></div>
<div><span style="font-size:x-small">Communications Director, <a href="http://www.lpcolorado.org/" target="_blank">Libertarian Party of Colorado</a></span></div>
<div><span style="font-size:x-small">Colorado State Coordinator, <a href="http://www.lpradicalcaucus.org/" target="_blank">Libertarian Party Radical Caucus</a></span></div>
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<div class="gmail_quote">On Sun, Nov 27, 2016 at 7:45 PM, Ken Moellman <span><<a href="mailto:ken.moellman@lpky.org" target="_blank">ken.moellman@lpky.org</a>></span> wrote:<br>
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<div>All -</div>
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<div>While paying off the building faster is a great goal, we may have other priorities.</div>
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<div>Specifically, we have 12 states without ballot access at this time, and we have an IT infrastructure that's from the last century - literally.  These things will take money to remedy.</div>
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<div>Just something to keep in mind.</div>
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<div>---<br>
<p>Ken C. Moellman, Jr.<br>LNC Region 3 Alternate Representative<br>LPKY Judicial Committee</p>
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<p>On 2016-11-27 19:42, David Demarest wrote:</p>
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<p class="MsoNormal"><span style="font-size:11pt;font-family:calibri,sans-serif">Tim,</span></p>
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<p class="MsoNormal"><span style="font-size:11pt;font-family:calibri,sans-serif">Your plan sets a good example of fiscal responsibility for all Libertarians. I also support your higher amount.</span></p>
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<p class="MsoNormal"><span style="font-size:11pt;font-family:calibri,sans-serif">Thoughts?</span></p>
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<p class="MsoNormal"><strong><em><span style="font-size:11pt;font-family:calibri,sans-serif;color:#1f497d">The War on Compulsory Authoritarian Majority Rule Cronyism Begins Now</span></em></strong><span style="font-size:11pt;font-family:verdana,sans-serif"></span></p>
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<p class="MsoNormal"><span style="font-size:11pt;font-family:calibri,sans-serif;color:#1f497d">~David Pratt Demarest</span></p>
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<p class="MsoNormal"><strong><span style="font-size:11pt;font-family:calibri,sans-serif">From:</span></strong><span style="font-size:11pt;font-family:calibri,sans-serif"> Lnc-business [mailto:<a href="mailto:lnc-business-bounces@hq.lp.org" target="_blank">lnc-business-bounces@h<wbr>q.lp.org</a>] <strong>On Behalf Of </strong>Caryn Ann Harlos<br><strong>Sent:</strong> Sunday, November 27, 2016 4:33 PM<br><strong>To:</strong> Tim Hagan <<a href="mailto:timhagan-tyr@yahoo.com" target="_blank">timhagan-tyr@yahoo.com</a>>; Libertarian National Committee list <<a href="mailto:lnc-business@hq.lp.org" target="_blank">lnc-business@hq.lp.org</a>><br><strong>Subject:</strong> Re: [Lnc-business] Added Mortgage Payment</span></p>
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<p class="MsoNormal">That sounds like the smart plan.  Future Libertarians will thank us.  I support your higher amount.</p>
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<p class="MsoNormal"><strong><span style="font-size:13.5pt;font-family:arial,sans-serif;color:#666666">Caryn Ann Harlos</span></strong></p>
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<p class="MsoNormal"><span style="font-size:7.5pt">Region 1 Representative, Libertarian National Committee </span><span style="font-size:10pt">(Alaska, Arizona, Colorado, Hawaii, Kansas, Montana, Utah, Wyoming, Washington) - <a href="mailto:Caryn.Ann.Harlos@LP.org" target="_blank">Caryn.Ann. Harlos@LP.org</a></span></p>
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<p class="MsoNormal"><span style="font-size:10pt">Communications Director, <a href="http://www.lpcolorado.org/" target="_blank">Libertarian Party of Colorado</a></span></p>
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<p class="MsoNormal"><span style="font-size:10pt">Colorado State Coordinator, <a href="http://www.lpradicalcaucus.org/" target="_blank">Libertarian Party Radical Caucus</a></span></p>
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<p class="MsoNormal">On Sun, Nov 27, 2016 at 2:50 PM, Tim Hagan <<a href="mailto:timhagan-tyr@yahoo.com" target="_blank">timhagan-tyr@yahoo.com</a>> wrote:</p>
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<div id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135393">
<p class="MsoNormal" style="background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;background-color:white"><span style="font-family:'helvetica neue',serif;color:black">I will call your $150,000 and raise it to $207,500. I request we add 20 minutes to the December meeting agenda for a motion to make a payment on the principal on our office mortgage.<br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135633"><br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135634">The mortgage's loan rate is 4.85% with a balloon payment at ten years, which is in July 24, 2024. Robert was kind enough to furnish the attached load amortization spreadsheet. I ran five scenarios on it to get the amount of interest we will pay from December 2016 to when the balloon payment is due, and to get the amount of the balloon payment that will be due at that time.<br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135635"><br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135636">Without any more prepayments (not paying an extra $60,000 on odd-numbered years):<br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135637">Interest: $139,400.40<br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135638">Balloon payment due 7/24/2024: $301,040.34<br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135639"><br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135640">With the current policy of paying an extra $60,000 on odd-numbered years:<br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135641">Interest: $84,900.77<br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135642">Balloon payment due 7/24/2024: $6,540.71<br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135643"><br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135644">Paying an additional $207,500 in the December payment, and not paying extra in future years:<br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135645">Interest: $45,751.59<br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135646">Balloon payment due 7/24/2024: $0.00</span></p>
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<p class="MsoNormal" style="margin-bottom:12pt;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;background-color:white"><span style="font-family:'helvetica neue',serif;color:black">Paying an additional $150,00 in the December payment, and paying an extra $60,000 on odd-numbered years:<br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_137431">Interest: $32,805.22<br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_137432">Mortgage gets paid off July 2021.</span></p>
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<p class="MsoNormal" style="background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;background-color:white"><span style="font-family:'helvetica neue',serif;color:black">Paying an additional $207,500 in the December payment, and paying an extra $60,000 on odd-numbered years:<br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135649">Interest: $19,879.20<br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135650">Mortgage gets paid off May 2020.<br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135651"><br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135652">As you can see, paying $207,500 in December will eliminate having a balloon payment in 2024 and will save at least $39k in interest. If we keep the Weiner rule, it will save $65k in interest and have the mortgage paid off four years early. The targeted Reserve is the sum of all monthly occupancy, labor and governance expenses, which comes to $45,292. At the end of October, the reserve was at $415,669, so I am comfortable with paying $207,500, even if next year's budget has a large deficit. We will have new reserve number before the meeting.<br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135653"><br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135654">The trust from a bequest has $167,404. We have been taking the maximum allowable amount out each year for the general fund. A law passed December 2014 now allows national political committees to have a separate segregated building fund with its own contribution limit of three times the limit for the general fund. We have not done this before, because we needed the bequest for the general fund, but we can transfer up to $100,200 from the bequest to the building fund and use those funds toward making a payment on the mortgage principal.<br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135655"><br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135656">My preference is to pay at least $207,500 toward the mortgage principal to save on interest payments and to ensure no balloon payment. If that passes, then I would favor reducing the policy to budget an extra $60k on odd years.<br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135657"><br id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135658">Tim Hagan</span></p>
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<p class="MsoNormal" style="background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;background-color:white"><strong><span style="font-size:10pt;font-family:arial,sans-serif;color:black">From:</span></strong><span style="font-size:10pt;font-family:arial,sans-serif;color:black"> Sam Goldstein <<a href="mailto:goldsteinatlarge@gmail.com" target="_blank">goldsteinatlarge@gmail.com</a>><br><strong>To:</strong> <a href="mailto:lnc-business@hq.lp.org" target="_blank">lnc-business@hq.lp.org</a> <br><strong>Sent:</strong> Sunday, November 27, 2016 8:11 AM<br><strong>Subject:</strong> [Lnc-business] Added Mortgage Payment</span><span style="font-family:'helvetica neue',serif;color:black"></span></p>
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<div id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135413">
<p class="MsoNormal" style="background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;background-color:white"><span style="font-family:'helvetica neue',serif;color:black">I intend to make a motion at our next meeting to spend a good portion of our 2016 surplus to make a payment on the principal on our office mortgage.  </span></p>
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<div id="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074m_5687826724207578622yui_3_16_0_1_1480251139392_135416">
<p class="MsoNormal" style="background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;background-color:white"><span style="font-family:'helvetica neue',serif;color:black">Not knowing our final numbers at this time lends some uncertainty to that number, but I would like to start the bidding at $150,000.  That amount ought to leave us in a very favorable position as to our ongoing reserve for unforeseen expenses over the next few years.</span></p>
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<p class="MsoNormal" style="margin-bottom:12pt"><br>______________________________<wbr>_________________<br>Lnc-business mailing list<br><a href="mailto:Lnc-business@hq.lp.org" target="_blank">Lnc-business@hq.lp.org</a><br><a href="http://hq.lp.org/mailman/listinfo/lnc-business_hq.lp.org" target="_blank">http://hq.lp.org/mailman/listi<wbr>nfo/lnc-business_hq.lp.org</a></p>
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<p class="MsoNormal"><strong><span style="font-size:13.5pt;font-family:arial,sans-serif;color:#666666">In Liberty,</span></strong></p>
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<p class="MsoNormal"><strong><span style="font-size:13.5pt;font-family:arial,sans-serif;color:#666666">Caryn Ann Harlos</span></strong></p>
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<p class="MsoNormal"><span style="font-size:7.5pt">Region 1 Representative, Libertarian National Committee </span><span style="font-size:10pt">(Alaska, Arizona, Colorado, Hawaii, Kansas, Montana, Utah, Wyoming, Washington) - <a href="mailto:Caryn.Ann.Harlos@LP.org" target="_blank">Caryn.Ann. Harlos@LP.org</a></span></p>
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<p class="MsoNormal"><span style="font-size:10pt">Communications Director, <a href="http://www.lpcolorado.org" target="_blank">Libertarian Party of Colorado</a></span></p>
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<p class="MsoNormal"><span style="font-size:10pt">Colorado State Coordinator, <a href="http://www.lpradicalcaucus.org" target="_blank">Libertarian Party Radical Caucus</a></span></p>
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<div class="m_-290859865723918776m_152143832280585287gmail-m_4968230644758555736m_-2864110837075675074pre" style="margin:0px;padding:0px;font-family:monospace">______________________________<wbr>_________________<br> Lnc-business mailing list<br> <a href="mailto:Lnc-business@hq.lp.org" target="_blank">Lnc-business@hq.lp.org</a><br> <a href="http://hq.lp.org/mailman/listinfo/lnc-business_hq.lp.org" target="_blank">http://hq.lp.org/mailman/listi<wbr>nfo/lnc-business_hq.lp.org</a></div>
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<br>______________________________<wbr>_________________<br> Lnc-business mailing list<br> <a href="mailto:Lnc-business@hq.lp.org" target="_blank">Lnc-business@hq.lp.org</a><br> <a href="http://hq.lp.org/mailman/listinfo/lnc-business_hq.lp.org" target="_blank">http://hq.lp.org/mailman/listi<wbr>nfo/lnc-business_hq.lp.org</a><br> </blockquote>
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<div><span style="color:#666666;font-family:arial,helvetica,sans-serif;font-size:large"><strong>In Liberty,</strong></span></div>
<div><span style="color:#666666;font-family:arial,helvetica,sans-serif;font-size:large"><strong>Caryn Ann Harlos</strong></span></div>
<div><span style="font-size:xx-small">Region 1 Representative, Libertarian National Committee </span><span style="font-size:x-small">(Alaska, Arizona, Colorado, Hawaii, Kansas, Montana, Utah, Wyoming, Washington) - <a href="mailto:Caryn.Ann.Harlos@LP.org" target="_blank">Caryn.Ann. Harlos@LP.org</a></span></div>
<div><span style="font-size:x-small">Communications Director, <a href="http://www.lpcolorado.org" target="_blank">Libertarian Party of Colorado</a></span></div>
<div><span style="font-size:x-small">Colorado State Coordinator, <a href="http://www.lpradicalcaucus.org" target="_blank">Libertarian Party Radical Caucus</a></span></div>
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<div><span style="color:#666666;font-family:arial,helvetica,sans-serif;font-size:large"><strong>In Liberty,</strong></span></div>
<div><span style="color:#666666;font-family:arial,helvetica,sans-serif;font-size:large"><strong>Caryn Ann Harlos</strong></span></div>
<div><span style="font-size:xx-small">Region 1 Representative, Libertarian National Committee </span><span style="font-size:x-small">(Alaska, Arizona, Colorado, Hawaii, Kansas, Montana, Utah, Wyoming, Washington) - <a href="mailto:Caryn.Ann.Harlos@LP.org" target="_blank">Caryn.Ann. Harlos@LP.org</a></span></div>
<div><span style="font-size:x-small">Communications Director, <a href="http://www.lpcolorado.org" target="_blank">Libertarian Party of Colorado</a></span></div>
<div><span style="font-size:x-small">Colorado State Coordinator, <a href="http://www.lpradicalcaucus.org" target="_blank">Libertarian Party Radical Caucus</a></span></div>
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</blockquote></div><br><br clear="all"><div><br></div>-- <br><div class="gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div><font size="4" face="arial, helvetica, sans-serif" color="#666666"><b>In Liberty,</b></font></div><div><font size="4" face="arial, helvetica, sans-serif" color="#666666"><b>Caryn Ann Harlos</b></font></div><div><font size="1">Region 1 Representative, Libertarian National Committee </font><span style="font-size:x-small">(Alaska, Arizona, Colorado, Hawaii, Kansas, Montana, Utah, Wyoming, Washington) - <a href="mailto:Caryn.Ann.Harlos@LP.org" target="_blank">Caryn.Ann. Harlos@LP.org</a></span></div><div><span style="font-size:x-small">Communications Director, <a href="http://www.lpcolorado.org" target="_blank">Libertarian Party of Colorado</a></span></div><div><span style="font-size:x-small">Colorado State Coordinator, <a href="http://www.lpradicalcaucus.org" target="_blank">Libertarian Party Radical Caucus</a></span></div><div><br></div><div><br></div><div><span style="font-size:x-small"><br></span></div><div style="font-size:12.8px"><br></div></div></div></div></div></div></div></div>
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